If you have been involved in an auto accident that was caused by a driver for a large company, such as UPS or FedEx, the claims process is much different. Larger companies have different regulations to adhere to and there are different procedures with the insurance company.
Big truck accidents are different than auto accidents, and any accident involving a large company is different than an accident involving a regular driver or property owner.
There are several different factors that come into play when determining liability with a larger company and to having your accident injury claim properly processed and given the attention that it deserves.
How Claims Against Large Companies Are Different
Larger companies have larger insurance policies. This is because usually the larger commercial vehicles are heavier. For example, a loaded FedEx or UPS delivery truck will have much more weight and is overall much larger than a traditional passenger vehicle.
A loaded tractor-trailer could weigh around 80,000 pounds compared to a traditional passenger car weighing around 3,000 pounds. The big difference in size and weight could also make a difference in the severity of the injuries and damages caused in a crash.
Therefore, the commercial operation needs a larger insurance policy to cover the additional damages that might result.
Also, big companies have different regulations to adhere to on the road. The larger commercial vehicles have different standards. Drivers must have additional training and a commercial driver’s license and the vehicles must have routine maintenance, a logbook must be kept, and specific regulations and guidelines must be followed.
Failure to follow through with these regulations is a violation of federal law. If these laws are violated, then it could lead to liability on the large company’s part. Because of the additional regulations and the complexity of the process, a personal injury lawyer is needed to help guide you through the liability determination process and the accident investigation.
Damages from an Accident With a Large Company Vehicle
When you are involved in an accident with a vehicle owned by a large company, you could suffer a variety of damages. You will most likely have property damages, medical expenses – both past and future, lost wages – both past and future, pain and suffering, mental trauma, permanent scarring and disfigurement, loss of enjoyment of life, loss of consortium, permanent or long-term disabilities, and much more.
Maintain documentation, such as medical records, medical bills, the accident report, repair estimates, and proof of missed work and lost wages, to support your claim.
Consult with a personal injury lawyer about a claim against a large business
Because of the complexity of a personal injury claim against a large business, you should consult with a personal injury lawyer. Complete the Free Case Evaluation Form on this page to have your details shared with a personal injury attorney in your area. The lawyer will review your case and determine the best way to proceed with your claim for damages.
Additional Resources
- How Long Do I Have to File a Claim Against a Large Company?
- What Should I Do If I Get Hit By A FedEx Truck?*
*The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against FedEx, UPS, or any other party, you may not be entitled to any compensation.
