If you are working on a personal injury settlement, the insurance may come in with a low settlement offer. You can submit a counteroffer to get a higher settlement. You should know the value of your claim and make sure you do not settle for less than you deserve for your injuries and damages. Here is what you should do if you are working to reach a PI settlement.
Make Sure The Offer Is Actually Low
You should determine if the insurance offer is low. Figure out how the insurance company came up with that amount and what contributing factors apply to the low offer. As an example, they think you are partially at fault for the accident or they undercalculated your losses or your losses are not as severe as you believe. You need supporting evidence to back up your claim and to show the severity of your losses.
Collect Evidence To Prove A Higher Settlement
You will need evidence to show your losses and to prove you deserve a higher settlement. You will need medical evidence, such as medical bills and medical records as well as pay stubs, work records, and other supporting documentation. Proof of mileage for medical appointments, documentation showing missed work and lost wages, prescription records, and so forth are essential to the success of your claim and proving the damages you suffered because of the accident in question.
Speak With A Personal Injury Attorney
If you are not already working with a personal injury attorney, you may want to contact an accident injury lawyer to help you maneuver your claim. A lawyer is knowledgeable about such matters and can help you negotiate your personal injury settlement. A lawyer will help you gather supporting evidence and documentation that verifies your losses and damages. With the guidance of an attorney, you are more likely to receive a better settlement for your personal injury claim.
Continue To Negotiate Your Settlement
When you are ready to do so, you can submit a counteroffer to the insurance that you believe is fair. Make sure you present the necessary evidence to support your claim and to prove your losses. You will need medical evidence, receipts, bills, and other documentation that clearly defines the associated costs and your losses associated with the accident in question. A lawyer can help you make sure you present the facts and can back up the amount that you deserve as a PI settlement.
Get Help With Your Counter Offer
Get a free case evaluation today. You should consider working with a personal injury attorney. An attorney will help you gather the supporting documentation and evidence that you need to show the severity of your claim and the how much you deserve as a settlement. Complete the free case evaluation form on this page to share the details about your claim. Time is limited after an accident to pursue a personal injury claim, so you should act promptly.