There are thousands of accidents on highways and freeways everyday which cause multiple injuries, fatalities and serious damage to vehicles including radiator damage. Fortunately, with all the surveillance cameras and police patrols present today it is generally easy to work out what or who caused the accident.
Anyone who is injured in a car accident typically may have the right to file a personal injury compensation claim as long as they did not play any part in causing the accident. This not only includes the cost of medical treatment and lost wages but radiator damage as well.
Filing a Claim with Radiator Damage
For the PI claim to be valid, the driver or car’s occupants need to have been injured seriously enough to warrant them seeking medical treatment and time off work to recover. Once this has been established then the evidence required to prove who or what caused the car accident needs to be gathered together in readiness for filing a PI claim.
The key to winning a PI claim is providing indisputable evidence proving who or what caused the accident. Once this has been confirmed the victim should be able to include car damage and radiator damage in the PI claim. There are several stages to a PI claim which include providing certain pieces of important information such as:
- a police report showing who caused the accident and radiator damage;
- eye witness’ reports, if available;
- photos of the vehicle damage;
- the car repairer’s report showing the cost of repairs to the vehicle including the car radiator;
- the injured victim’s physician’s report showing treatment and expected recovery time, if applicable;
- a receipt showing medical treatment already paid;
- the employer’s estimation of the victim’s income.
As soon as all this evidence is available, the PI claim can be filed. You should bear in mind that most states have a statute of limitations in place which limits your time to file a PI claim. Typically, this is 2 or 3 years but may vary, so you should check to make sure you are filing your claim before the deadline has been reached. You will not get a second chance.
Specific Evidence Needed for Proving Radiator Damage
The sorts of evidence which may be accepted by the at-fault driver’s insurer includes: the garage report describing the damage to the radiator, the police officer’s report describing the damage to the hood of the car by another vehicle and photos showing the damaged radiator.
The important thing about radiator damage as far as the insurer is concerned it needs proof to show it happened at the time of the accident and not at some earlier date. This can typically be determined by the car repairer as older radiator damage may show signs of rusting from damaged paintwork.
Why You Should Work with a PI Lawyer When Filing for Radiator Damage
It is always difficult to win a PI claim without the help of a PI lawyer. Insurers try to resort to offering a token amount to the victim if a PI lawyer is not present.
An experienced lawyer can put you on the road to a better settlement that should cover radiator damage. To get connected with an attorney that takes cases in your area, complete the Free Case Evaluation on this pages today!
