Were you involved in an auto accident with a delivery truck? If you are in a fault-based car insurance state an insurer (either yours or the other driver’s) may deny your claim because they believe you were at fault. However, if you believe that you weren't at fault, there are steps that you can take to ensure that you are compensated fairly. First, you should contact the insurer straightaway by both phone and by writing a follow up letter stating you dispute that you were at fault. In addition, we always recommend that you speak with a personal injury attorney to help you navigate the claims process. Especially when you are making a claim against a large company*.
What You Should Do If You Are Told You Were At Fault
Two common reasons for a rejection of your claim are either that you were issued a traffic violation at the scene or the insurer saw something in the police report apportioning blame to you. You don't have to leave it at that, especially if you know you weren’t at fault. The first thing you need to do is go to court to fight the traffic ticket if you know that the ticket is inaccurate.
Also, you will need to see the police officer who wrote the report and explain your side of the story. The police officer may be able to amend the report. Don’t just let things go as you are probably experiencing financial hardship due to an accident with a delivery truck that wasn’t your fault. Your PI attorney will be able to help you too.
You Can Protect Yourself From the Start
Being prepared before the accident even happens is the best way to protect yourself. Depending on how serious your injuries are, here is some of the key evidence you should gather at the scene:
- Contact details of witnesses.
- Photos of the accident with the truck such as vehicle damage, skid marks and debris.
- The police report of the accident.
These bits of evidences will help to dispute the claim that you were to blame for the accident.
You May Need a PI Attorney
It’s important you dispute the insurer’s decision if you believe you aren’t liable for the accident. The process of disputing a claim against a large company is not an easy one but it will be a lot smoother and more likely to result in a favorable outcome for you if you consult a PI attorney. Without a doubt, the insurer will take a PI attorney more seriously if the decision made is disputed. If you are not properly represented you are far more likely to be bullied by their insurer which makes it vital to get an experienced PI attorney to work on your behalf.
Additional Resources
Here are some additional resources for your claim against a mail delivery truck*:
- How Long Will it Take to Settle My Claim Against UPS*
- What Evidence Do I Need For an Accident With UPS*
- What Damages Should Be Added to a UPS* Demand Letter
*Disclaimer
The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against UPS, or any other party, you may not be entitled to any compensation.
