Hit and run accidents are more common than one may think. Often, the driver who causes the hit and run is never identified. If you have been in a hit and run and the other driver has been tracked down, that is helpful.
At least you know who to pursue a claim against. However, if you have suffered more damages than the other driver’s insurance will cover you might find it somewhat stressful.
If you were involved in a hit and run accident and found out the other driver was underinsured, you will need to maintain supporting documentation and then file a claim with your own underinsured/uninsured motorist coverage.
What To Do After A Hit And Run
If you have been in a hit and run accident, stay on the scene of the crash. Call the police so an accident report can be completed. Try to remember as many details as you can about the other vehicle so the officers can track the driver down.
Remember the color, make and model, as well as the direction of travel. If there are witnesses, ask them to provide written statements regarding what they saw. You should ask their names and contact details as well. You will need to establish medical care right away, so you can prove that the injuries were caused by the hit and run crash in question.
Here are some of the more common damages caused by such accidents:
- Property damages
- Medical expenses – past and future
- Pain and suffering
- Lost wages – past and future
- Loss of enjoyment of life
- Permanent scarring and disfigurement
- Loss of consortium
- Mental anguish
Pursuing Your Claim
You will file your personal injury claim against the at-fault driver. If your damages exceed the value of the insurance policy, you will then ask for your private auto insurance to cover the rest of the damages. Most likely, you will have enough coverage to finish covering the damages. You will need to supply documentation to show what damages you suffered. Supporting documentation might include:
- Medical bills
- Proof of missed work and lost wages
- Repair estimates
- Receipts for towing and rental cars
- Photos of the accident scene and damages
- The accident report
- Medical records
Documentation is essential to the success of your personal injury claim.
Consult With A Personal Injury Lawyer
If you have been involved in a hit and run accident and found out the other driver was underinsured, you should consult with a personal injury lawyer who is licensed to practice law in your state.
With the help of an accident injury attorney, you are much more likely to recover compensation for your damages. You will not have any upfront costs because personal injury lawyers work on a contingency basis. Schedule your free case review today, so you can make sure your claim gets underway before time runs out. There is a strict statute of limitations for pursuing an accident injury claim after a crash.
