Rideshare has grown in popularity in recent years. Using an app on your phone, you can schedule a ride to get where you need to go. Lyft is one of the more popular rideshare providers. However, ride sharing companies don't operate, own, or control its vehicles.
Instead, it has third-party contractors who use their personal vehicles for hire to supplement their income. Lyft doesn’t even hire its drivers, but instead, contracts with individuals just like any of us who have a car that we are willing to use to haul others for pay.
How Insurance Comes Into Play
To contract with a ride sharing service, an individual must have at least the minimum state auto insurance coverage. However, if the vehicle is being used for hire when the accident takes place, then the driver’s personal coverage will not cover the damages because the vehicle was being used commercially. However, they must also maintain insurance coverage.
Pursuing a Claim
If you have been hit by a driver, you would pursue a personal injury claim just as you would with any other motor vehicle accident. You must show that the driver was at fault or liable for your damages. When you can prove negligence, then you will have a successful personal injury claim.
As an example, if you can show the driver was speeding, ran a traffic light, or was operating a vehicle under the influence, you can have a successful claim and recoup compensation for the damages that you suffered because of the crash. A personal injury attorney will help you get your claim on track, so consult with an accident injury lawyer right away.
The Damages You Suffered
You can suffer a variety of damages if you have been hit by a driver. Common damages from such accidents include past and future medical expenses, past and future lost wages, pain and suffering, loss of enjoyment of life, mental trauma, loss of consortium, permanent scarring and disfigurement, permanent disabilities, and property damages.
Keep all documentation to show your damages and to support your claim. Documentation that might help include medical bills, medical records, proof of lost wages, photos of property damages and injuries, and the accident report. Eyewitness statements are also very beneficial if anyone saw the accident happen.
Consult With A Personal Injury Attorney
If you have been hit by a driver, you should consult with a personal injury attorney. Because accident injury lawyers work on a contingency basis, you have no out of pocket costs to worry about. Schedule your free case review today! Complete the Free Case Evaluation Form on this page to get your details shared with an attorney who can help you with your claim.
Additional Resources
- Dealing with Insurance Company During Personal Injury Claim
- Determining Damages in Personal Injury Claims
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Lyft, or any other party, you may not be entitled to any compensation.
