If you have been in a car crash, then you have suffered property damage. When you file a personal injury claim against the driver who was at-fault for the crash, you can recoup compensation for your property damages. Property damage claims are to help you cover the costs of your vehicle’s damage, or damage to your personal property. Damages you seek in such claims are designed to help you get your car repaired. Because personal injury damages are complex, consult with a personal injury lawyer.
Personal Injury Claims and Property Damages
While personal injury claims focus on your injuries, medical bills, and lost wages, a personal injury claim focuses on the losses associated with your property damages. These claims cover the cost to take care of your property damages, specifically your vehicle. Here are some things you might want to cover in a property damage claim:
- Towing bills
- Repairs to your vehicle or replacing it
- Rental car expenses while your car is inoperable
- Damage to any personal items in the vehicle, such as your phone or laptop
- Damages to your other property as a result of the crash, such as broken eyeglasses
Usually, the driver who is at-fault for the crash is responsible for covering the costs associated with the property damage claim just as they are responsible for any personal injuries. When determining the value of your car, the insurance adjusters will look at similar vehicles in your area that are for sale or that have sold recently. They will consider the make, model, condition, mileage, and features or options.
Determining Your Damages
You will need to go get a written repair estimate from a qualified auto repair facility. If your car cannot be driven, it will have to be towed there. If the written estimate for damages exceeds the value of the car, then your car is considered a total loss and they will pay you fair market value for the vehicle. You can use those funds toward purchasing another car that is like yours that was totaled by the crash.
Keep any towing bills, rental car receipts, and receipts or bills for any other property repairs or replacement associated with the accident. You should take photos of the damages your vehicle suffered in the accident, as this will also help with your property damage claim. You will want to ensure the insurance company reimburses your fairly for your damages.
Consult With A Personal Injury Lawyer
If you have been involved in an auto accident that caused property damages, you should consult with a personal injury lawyer who practices in your state. The attorney will represent you and help you get the compensation that you deserve to cover your damages after an auto accident. Insurance companies don’t like to spend money because they are in the business to make it, so you will need a lawyer to help you recover a fair settlement. Get your free case evaluation today before time runs out to pursue a claim.
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