It can happen while you back out of a parking garage space, or it can happen when you are driving in the right lane of a four-lane road.
Despite the technological advances of vehicle safety systems like blind spot monitoring, there is still the chance you can find yourself involved in a blind spot accident. Even the most advanced blind spot monitoring systems cannot protect you against Murphy’s Law.
Whatever can go wrong, will go wrong.
Blind spot vehicle accidents range in severity from just a few scrapes of an aluminum fender to a strong impact that crushes one side of a car. If you have been involved in a blind spot vehicle crash or you simply want to prepare for the inevitable presence of Murphy’s Law, you need to know how to proceed after an accident. One of the most important issues to take care of is to file a timely and an accurate auto insurance claim.
It All Starts with Assigning Fault
Discovering which party is at fault for a blind spot accident is the most important factor that decides whether your insurance company pays or not pays for the expenses associated with the crash. Your insurance adjuster will closely examine every piece of evidence presented with your claims to issue a verdict of fault.
If the insurance adjusters representing the parties involved in the accident reach different conclusions, then all parties involved will have to reach a compromise that all parties can accept.
There are instances when insurance adjusters cannot reach a compromise, which means you might have to reach out to a personal injury attorney who has established a strong record of litigating car accident cases.
Lost wages, medical expenses, and car repair bills can set you back hundreds, if not thousands of dollars. Medical expenses are an especially troublesome cost, as in many cases, signs of physical and/or emotional distress do not materialize until days or weeks after a vehicle accident.
Know the Insurance Claim Process
The choices you make immediately after a vehicle accident go a long way towards determining whether your insurance company will approver your claim. A blind spot auto accident is a serious enough accident to warrant the calling of a law enforcement agency.
Considered the most important document filed with an insurance claim, a police report presents a highly detailed account of the accident, including a summary that assigns fault for the accident, if fault can be found. Your insurance adjuster and the insurance adjusters representing the other parties will place a considerable amount of emphasis on what the police present in the official accident report.
You should also file a report with your insurer that describes the accident in detail. Corroboration between your version of events and the official police report gives you a much stronger case to have all expenses associated with the accident paid for by the insurance companies representing the other parties.
Make sure to save every receipt associated with the costs of the accident, as well as exchange contact information with the other drivers involved in the crash.
Work with a Personal Injury Attorney
Hiring a personal injury lawyer is important because you will need a skilled negotiator to represent your financial interests. He or she will also make sure you file a comprehensive claim before the state imposed deadline. Most attorneys schedule free initial consultations with new clients to determine the best course of legal action.
