You see the cars driving around parking lots and on the right sides of roads. The drivers are learning how to navigate a vehicle under the trained eye of a professional that teaches minors how to drive. You typically should never worry about a supervised minor running onto your vehicle.
The professional teaching a minor how to drive is highly trained to prevent auto accidents. However, it is the joy riding minors that cannot wait to get behind the wheel of a car that pose a considerable threat to your safety.
From a gentle nudge at a traffic light to a full blown crash on a highway, being involved in an auto accident with a minor requires quick thinking to ensure you receive just compensation for any physical and/or emotional duress symptoms caused by the accident. Car crashes that involve a minor require motorists to act with a sense of urgency, which starts with the filing of a detailed auto insurance claim.
Filing a Claim to Get Paid
The key to getting an auto insurance claim approved is to assign fault to the guilty party. Your insurance company will have a licensed adjuster sift through all the evidence to determine who is liable for paying for the expenses associated with the crash.
However, a minor can be involved in an accident and not be responsible for causing the crash, or at least had only partial responsibility for causing the vehicle accident. If this occurs, an insurance adjuster will have to find common ground with the other adjuster working on the same case.
Finding out the party responsible for causing a vehicle accident is critical for determining which insurer covers the expenses. Monetary damages paid out for pain and suffering depend on factors such as the type of injury, the scope of the pain, and the prognosis delivered by a certified medical professional on future suffering.
If a car crash victim is expected to endure pain for an extended period, then the amount awarded in a claim should be greater than if a physician labels an injury as a minor issue.
Timing is Critical for an Insurance Claim
Although you want an insurance claim to contain convincing evidence that ascribes fault to the minor driver, it is equally important for you to file a claim in a timely manner. Waiting weeks, if not months to file a claim can dilute the impact of some of the evidence attached to your insurance claim. In addition, the legal clock is ticking on the accident you had with a minor.
Every state imposes a statute of limitations on the filing of auto insurance claim. You have a time limit to file claim seeking monetary damages and possibly a different time limit for filing a claim that covers the costs of repairing your vehicle. A state licensed personal injury attorney will file your claim well before the statute of limitations expires.
Not Just Any Personal Injury Lawyer
You cannot afford to cut a few cost corners by hiring an inexperienced personal injury attorney. Your lawyer should have compiled an impressive record of winning auto accident civil lawsuits, as well as possess the negotiating skills required to reach a settlement that protects your financial interests. Schedule a free initial consultation today with an experienced personal injury attorney who specializes in handling the filing of car insurance claims.
