Like many package delivery services, FedEx drivers face a large number of potential hazards while navigating busy city streets and country highways. Despite extensive training that produces highly skilled drivers, there are some driving circumstances that package delivery drivers cannot avoid.
From slick roads to road conditions that are less than safe, all drivers face many of the same driving conditions that we face.
This means it is possible for you to experience a vehicle accident with a mail delivery driver.
How you handle the aftermath of a car accident with a delivery driver goes a long way towards determining how your insurance company will act when you file a claim. Not only do you have to know what to put into an insurance claim, you also have to understand when you need to file a claim after an accident with a mail delivery driver.
Filing a Claim
Deivery vehicles are large trucks designed to withstand strong vehicle impacts. The front ends of mail trucks are especially tough to damage. This means that if you endure a vehicle accident with a mail driver, chances are good that your vehicle will come out on the wrong end of vehicle damage equation.
One of the most important parts of an insurance claim is submitting the total cost of repairing the damage to your car. You should submit copies of every vehicle repair receipt that includes the cost of new parts and components. If your car is totaled because of an accident with a mail driver, you should file a claim seeking recovery of the costs associated with replacing the totaled car.
A vehicle accident with a package delivery driver can cause you to miss time at work because of the extent of any injuries, as well as the time it takes to rehabilitate the injuries. One of the most common costs associated with a vehicle accident that fails to make insurance claim forms is lost wages. You should file an insurance claim that seeks compensation for any time lost at work.
Understanding the Claims Process
Because your vehicle was struck by a driver of a commercial vehicle, it is important for someone involved in the accident to call a law enforcement agency. A police report will bolster a claim that you file with your insurance company. After contacting a police department, you should call your insurance carrier from the scene of the accident. A representative from your insurer should walk you through each step to ensure you collect the information you need to file a valid insurance claim.
After you report the accident to your insurance carrier, the company will assign your case to a claims specialist such as an adjuster. The adjuster will be your representative in discussions with third parties like an insurance representative from the offending party.
Depending on the extent of your insurance coverage, the claims specialist can initiate action to have your car towed for service. Ultimately, the goal of an insurance adjuster is to have your claim settled in a timely manner.
Package delivery companies have a team of experienced insurance professionals that handle every accident case involving their drivers. You should have the same type of support in your corner by hiring a state licensed personal injury lawyer. Most personal injury attorneys offer free initial consultations to decide on the best way to proceed with accidents involving a delivery driver.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against FedEx, or any other party, you may not be entitled to any compensation.
