Rideshare has grown in popularity in recent years. This approach involves an individual contracting to provide rideshare services to the public. To get a ride with a ride share, you must go online with a phone app and schedule a ride.
All billing and payments are done through the app. While you would like to think that the other driver is safe and has a clear driving record, an accident can still result just as it could at anytime you are on the road.
Insurance Coverage
Ride share drivers are required to maintain their own auto insurance coverage on their vehicles. However, most ride share companies have a minimum $1 million liability coverage policy that is in effect when the driver is either available to transport a client and is waiting for an assignment or when actively transporting a client.
Because of this coverage, the driver, passengers, and others on the road are protected in the event of an accident involving the vehicle.
Damages That Could Result
As with any auto accident, a variety of damages could result. Common damages claimed include past and future medical expenses, future and past lost wages, pain and suffering, loss of enjoyment of life, mental trauma, permanent scarring and disfigurement, disabilities, property damages, loss of consortium, and more.
Your personal injury attorney will determine which damages you suffered. Some of these damages are of a non-economic nature, so an attorney will be able to come up with a fair value for those damages.
Determining Who's at Fault
There should be a police report filed for any accident. This report will establish fault or liability. If the other driver was at fault, you will pursue your damages from his or her insurance company. If they don’t have adequate coverage or if your damages exceed the value of their policy, you will need to pursue a claim.
If the driver was at fault for the crash, your initial claim would be against the driver of the ride share vehicle. Because of the complexity of such claims, you should consult with an accident injury attorney.
Maintain Documentation
You will need to maintain accurate records and documentation to support your personal injury claim. As an example, keep medical records, medical bills, proof of lost wages and missed work, photos of any injuries or damaged property, document how your injury has impacted you, and make sure your attorney is aware of any witnesses to the accident as they will need to give statements that could support your claim.
Consult with a Personal Injury Attorney
If you have been involved in an accident while a passenger in a ride share vehicle, consult with a personal injury attorney. Complete the Free Case Evaluation Form on this page to get your details share with an accident injury attorney who can help you with your claim.
Personal injury attorneys work on a contingency basis, so you have no out of pocket expenses. Get your case reviewed for free today.
Additional Resources
- Do I Sue Lyft or the Other Driver After a Crash?
- Am I Protected by Insurance If I Am Hit By a Lyft Driver?
*The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Lyft, or another party, you may not be entitled to any compensation.
